SOURCE 0 - THE RECORD THIS DISCOVERY ORDER DID NOT CREATE

A federal court has ordered UnitedHealth to hand over two years of records on nH Predict, the AI tool at the center of a Medicare Advantage coverage-denial lawsuit — while explicitly declining to decide, at this stage, whether the tool made the decisions plaintiffs allege it made. This note examines what a discovery order of this breadth can and cannot establish, and why the same structural gap runs through comparable disputes involving other insurers.