PROBATIVE OPPOSABILITY Jean-François ELSEN PROBATIVE OPPOSABILITY Jean-François ELSEN

SOURCE 0 — ARTICLE 55(2A) OF THE PSR: THE REVERSAL OF EVIDENTIARY INITIATIVE

The Payment Services Regulation (PSR) now imposes an affirmative obligation on the provider: invite the payer to respond before concluding fraud or gross negligence. This obligation shifts the evidentiary initiative, but sets no evidentiary regime for proving its own implementation. An analysis of the gap and the SOURCE 0 pre-execution attestation response.

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PROBATIVE OPPOSABILITY Jean-François ELSEN PROBATIVE OPPOSABILITY Jean-François ELSEN

SOURCE 0 — L'ARTICLE 55, PARAGRAPHE 2A DU PSR : L'INVERSION DE L'INITIATIVE PROBATOIRE

Le règlement sur les services de paiement (PSR) impose désormais au prestataire une obligation positive : inviter le payeur à s'exprimer avant de conclure à la fraude ou à la négligence grave. Cette obligation déplace l'initiative probatoire, mais ne fixe aucun régime de preuve de sa propre mise en œuvre. Analyse de la lacune et de la réponse d'attestation pré-exécution SOURCE 0.

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EVIDENTIARY GOVERNANCE Jean-François ELSEN EVIDENTIARY GOVERNANCE Jean-François ELSEN

SOURCE 0 - THE DORA NOTIFICATION PARADOX

DORA requires a bank to prove when it became aware of an incident and when it classified it as major — the two instants a regulator disputes most. Both are written exclusively by the bank itself. This article examines why TLPT, Article 6 internal audit, and third-party oversight do not supply an independent witness to either instant, and what a pre-execution, third-party-deposited fixation adds to the DORA timeline.

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Jean-François ELSEN Jean-François ELSEN

SOURCE 0 - THE 2 AUGUST 2026 DEADLINE

The 2 August 2026 application date for Article 50 is set by Article 113 of the AI Act, not by the Digital Omnibus. This article traces the date to its source, isolates the one narrow point where the Digital Omnibus touches Article 50, and states what remains unpublished as of 14 July 2026.

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AUTONOMOUS AI GOVERNANCE Jean-François ELSEN AUTONOMOUS AI GOVERNANCE Jean-François ELSEN

SOURCE 0 - WHAT ARTICLE 50 REQUIRES YOU TO DISCLOSE

Article 50 of the AI Act does not impose one transparency duty but four, each attached to a different system function and a different actor. This article sets out the content of each obligation, independent of the separate question of how disclosure is proven, and states the current position of the Digital Omnibus deferral as of 13 July 2026.

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AUTONOMOUS AI GOVERNANCE Jean-François ELSEN AUTONOMOUS AI GOVERNANCE Jean-François ELSEN

SOURCE 0 - THE ARTICLE 50 DISCLOSURE GAP

Article 50 of the AI Act requires disclosure that a person is interacting with an AI system. It does not require proof that the disclosure preceded the interaction. This article states the current status of the Digital Omnibus on AI as of 12 July 2026 and sets out the pre-execution attestation mechanism that closes the resulting evidentiary gap.

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DOCTRINAL REFERENCE Jean-François ELSEN DOCTRINAL REFERENCE Jean-François ELSEN

SOURCE 0 - VOCABULARY

A reference page mapping plain-language questions about AI compliance, timestamps, logs, and legal opposability to the corresponding term in the SOURCE 0 doctrinal vocabulary — for readers who have the question but not yet the terminology.

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PROBATIVE OPPOSABILITY Jean-François ELSEN PROBATIVE OPPOSABILITY Jean-François ELSEN

SOURCE 0 - THE LOG-AS-CLAIM PROBLEM

An AI system's own log of its own decision is a claim made by the party under scrutiny, not evidence independent of that party. This article sets out why self-generated records, and self-issued certification declarations, occupy a different evidentiary position than records fixed and deposited independently of the party they concern.

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